Education Institutional Loan
Enabling Educational Growth Through Strategic Financial Facilitation
Education Institutional Loan
At Fortune Capital, we recognize that building and expanding an educational institution demands strategic financial planning and timely funding. As a specialized loan facilitator, we assist schools, colleges, universities, and professional training institutions in obtaining both secured and unsecured education institutional loans through our extensive network of leading banks and NBFCs.
Our objective is to provide institutions with comprehensive financial solutions that support infrastructure expansion, technological enhancement, working capital management, and overall institutional growth — with complete transparency and professional expertise.
Our Role as a Loan Facilitator
Fortune Capital acts as a bridge between educational institutions and financial institutions. We are not a direct lender; instead, we facilitate access to the most competitive financing options available in the market.
Our dedicated team manages the entire loan process — from understanding the institution’s financial requirements and preparing a strong proposal to identifying the right lender, negotiating favorable terms, and ensuring smooth disbursal.
With Fortune Capital, institutions benefit from a single point of professional coordination, ensuring faster approvals, optimized interest rates, and minimal administrative effort.
Loan Solutions Arranged by Fortune Capital
1. Secured Education Institutional Loan
Structured for institutions seeking large-scale funding backed by tangible assets.
• Loan Amount: Up to ₹25 Crores (subject to collateral value and institutional eligibility)
• Collateral Accepted: Institutional property, building, or land
• Purpose:
– Campus construction and expansion projects
– Acquisition of land or infrastructure assets
– Renovation or modernization of existing facilities
– Long-term institutional development or debt consolidation
2. Unsecured Education Institutional Loan
Designed for institutions requiring fast, collateral-free financial assistance for operational or short-term needs.
• Loan Amount: Up to ₹2 Crores (based on financial performance and repayment capability)
• Collateral: Not required
• Purpose:
– Working capital for academic operations and staffing
– Technology upgradation and digital learning infrastructure
– Launching new academic programs or training divisions
– Managing interim cash flow cycles
Key Features & Advantages
• Access to Multiple Lenders: Partnered with top banks and NBFCs to secure the most suitable loan options.
• Tailored Financial Structuring: Customized loan arrangements aligned with institutional revenue and academic cycles.
• Attractive Interest Rates: Negotiated terms to ensure affordability and financial efficiency.
• Flexible Tenure: Repayment periods ranging from 12 months to 15 years, depending on loan type and usage.
• Balance Transfer & Top-Up Facility: Assistance in transferring existing education loans and arranging additional funding.
• Dedicated Relationship Management: End-to-end assistance throughout the loan facilitation process.
• Transparent Process: Clear communication and documentation with no hidden charges.
Eligibility Criteria
- Registered and recognized educational institution (school, college, university, or professional institute)
- Minimum three years of operational and financial track record
- For secured loans: Clear ownership and valuation of collateral property
- For unsecured loans: Strong financial statements and repayment record
Documentation Requirements
For Secured Loans:
• Institutional KYC and registration documents
• Property title documents and valuation report
• Last three years’ audited financials
• Bank statements (minimum 12 months)
• Detailed project report and utilization plan
For Unsecured Loans:
• Institutional KYC and financial records
• Income and fee collection statements
• Latest ITRs and bank statements
• Purpose declaration and cash flow projections
Why Partner with Fortune Capital
At Fortune Capital, we’re committed to empowering individuals and institutions with tailored financial solutions that simplify the loan process and unlock growth opportunities.
Professional loan facilitation through a wide network of banking and financial institutions
Industry expertise in education finance and institutional funding
Customized advisory services for structuring optimal loan proposals
Faster loan processing through streamlined coordination
Ethical and transparent practices ensuring trust and reliability
Application Process
01
Initial Consultation
Share your funding requirement and institutional details with our team.
02
Financial Assessment
We evaluate eligibility and prepare a structured loan proposal.
03
Lender Alignment
Suitable banks and NBFCs are shortlisted based on your requirements.
04
Approval
Upon sanction, the loan is directly disbursed by the selected financial institution.
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Fortune Capital – Facilitating Finance for the Future of Education.
Partner with Fortune Capital for Institutional Growth
Fortune Capital stands as a trusted financial facilitator for the education sector, helping institutions access the capital they need to grow, upgrade, and excel.
Whether it’s a secured infrastructure loan or an unsecured working capital facility, our team ensures that your institution receives the best possible funding solution — efficiently and professionally.