Flexi Home Loans
Home Loan Solutions Arranged by Fortune Capital
At Fortune Capital, we understand that every home loan requirement is unique. As a leading loan arranger, we specialize in structuring, sourcing, and securing the most suitable home loan solutions through our extensive network of banks and NBFCs. Whether you are looking for a Flexi Home Loan, planning a Home Loan Balance Transfer, or seeking a Top-Up Loan, our financial experts ensure you get the most competitive terms with complete transparency and end-to-end assistance.
1. Flexi Home Loan
Flexible Repayment. Smarter Financial Management.
A Flexi Home Loan is designed for individuals who value control and flexibility over their loan repayments. Through our partnership with leading financial institutions, Fortune Capital arranges customized Flexi Home Loan facilities that help you optimize your monthly cash flow and manage your finances effectively.
Key Highlights
- Interest-Only EMIs: Pay only the interest component during the initial tenure.
- Repayment Flexibility: Option to prepay or withdraw funds as per your financial position.
- Customized Loan Structures: Tailored solutions to match your cash flow and income cycle.
- Attractive Interest Rates: Competitive pricing through our network of lenders.
- Streamlined Process: Professional support from application to sanction.
Ideal For
- Salaried and self-employed professionals seeking flexible repayment structures.
- Individuals building, purchasing, or expanding residential property.
- Borrowers expecting variable or seasonal income flows.
Documentation Required
- KYC documents (PAN, Aadhaar, Passport, etc.)
- Income proof (Salary slips, ITRs, or audited financials)
- Property documents (Title deed, Sale deed, Approved plan)
- Bank statements for the last 6 months
2. Home Loan Balance Transfer
Enhance Savings with Better Loan Terms.
If you are servicing a home loan at a higher rate of interest, Fortune Capital can help you transfer your existing loan to another lender offering better interest rates and flexible repayment options. Our advisory team compares multiple lending options and negotiates favorable terms, ensuring you reduce your EMI outflow and maximize long-term savings.
Documentation Required
- Existing loan statement (past 12 months)
- NOC / foreclosure letter from current lender
- KYC and income documents
- Property ownership papers
Key Highlights
- Lower Interest Rates: Reduce your monthly EMIs significantly.
- Top-Up Facility: Option to avail additional funding with your transfer.
- Transparent Process: No hidden charges or processing delays.
- Minimal Documentation: Simplified and guided documentation process.
- Dedicated Relationship Management: Expert support at every stage.
Eligibility
- Existing home loan with a minimum repayment track record of 12 months.
- Verified income stability and satisfactory credit history.
- Valid ownership documents for the mortgaged property.
3. Home Loan Top-Up Facility
Additional Funds Without Additional Hassle.
The Top-Up Home Loan arranged by Fortune Capital provides access to additional funds over your existing home loan — ideal for home renovation, business expansion, higher education, or personal financial needs. We work with leading banks and NBFCs to help you secure top-up facilities at attractive interest rates and flexible tenures, without requiring any new collateral.
Key Highlights
- Additional Funding: Avail extra credit on your existing home loan.
- Lower Cost of Borrowing: Benefit from rates lower than personal loans.
- No Fresh Security Required: Continue with the same property as collateral.
- Flexible Repayment Options: Extended tenures available.
- Fast Disbursal: Simplified and time-efficient processing.
Eligibility
- Existing home loan borrower with strong repayment history.
- Property mortgaged must be self-occupied or let-out residential.
- Satisfactory credit profile and repayment capacity.
Documentation Required
- Updated KYC and income proof
- Existing home loan statement
- Property valuation (if applicable)
- Top-up loan request form
Why Choose Fortune Capital
- Extensive Lending Network: Partnerships with leading banks and NBFCs across India.
- Expert Advisory: Professional guidance to select the most suitable loan structure.
- Negotiated Benefits: Preferential interest rates and customized terms through our lender network.
- End-to-End Assistance: Support throughout the loan journey — from application to disbursal.
- Transparent Process: Clear communication and no hidden charges.
Empowering Your Financial Decisions
At Fortune Capital, we don’t just connect you with lenders — we help you make strategic borrowing decisions that enhance your financial well-being. Whether it’s a Flexi Home Loan, Balance Transfer, or Top-Up Loan, our goal is to secure the best deal, simplify the process, and ensure a seamless home loan experience for every client.